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Credit Card - Eligibility


PNB International Credit Card will be issued only to customers who have either their residence or their office in one of the cities where PNB will provide the service. These services are initially being provided at 22 cities viz.

Mumbai

Thiruvanthapuram

Hyderabad

Ahmedabad

Bangalore

Pune

New Delhi

Vishakhapatnam

Kochi/Cochin

Gurgaon

Chandigarh

Jalandhar

Calcutta

Ludhiana

Ghaziabad

Chennai

Amritsar

NOIDA

Jaipur

Coimbatore

Vadodara/Baroda

Faridabad

 

 

 

Pre-approved Credit Card will be issued to customers maintaining a prescribed minimum balance in their Savings Fund account and availed Housing/Car loan from PNB, without any proof of income documents, as a special case.Free credit card to Home Loan Customers for 1st year.

All applicants whose names appear in any blacklist or defaulter list referred to by PNB/ HSBC will not be issued a Card.

  Annual income

The minimum annual income requirement for applying under the two categories of the PNB Credit Card are as under:
PNB Gold Card - Rs.1, 75,000/- p.a.
PNB Classic Card -- Rs.72, 000/- p.a.

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