PNB’s Banking Services through WhatsApp
Punjab National Bank is now catering its Account holders as well as non-account holders through WhatsApp. There is a plethora of services that are being offered by Punjab National Bank over WhatsApp and shall be continuously adding more.
There are 2 major categories of services which are being offered over WhatsApp. First is Informative Services which can be accessed by existing account holders as well as non-account holders where they will get all banking related information on fingertips. Second is Non-financial services such as balance enquiry, mini statement, stop cheque, cheque book request etc. which can be accessed by account holders only. The pre-requisite of accessing non-financial services is that customers’ mobile number through which customer is using WhatsApp should be registered with Bank.
To access PNB’s Banking services on WhatsApp, customer need to add the number +91-9264092640 to its contacts and Say ‘Hi’, ‘Hello’ etc. on +91-9264092640 from registered mobile number on WhatsApp. Customers can also access these services by clicking on icon available on various platforms of Punjab National Bank.
By starting a conversation on the above number, it would mean that you are agreeing to the
Terms & Conditions of PNB’s Banking Services through WhatsApp.
Before starting a conversation, customer must ensure to check green tick along with Punjab National Bank’s name to ensure that this is a genuine Punjab National Bank’s WhatsApp Account.
Why you should use PNB’s Banking Services on WhatsApp
‘Available’ – 24/7 x 365 (even on holidays!)
Non-PNB customers can also use services like Account Opening, Offers, nearest Bank ATM’s & branches, enquire latest interest rates and enquire latest products offered by bank etc.
Secure way of banking (end to end encryption)!
Banking Services We Offer
Currently we are offering the below services through WhatsApp messaging. We will continue to add more and more services for customers’ convenience.
Account Related Services such as Balance Enquiry, Last 5 transactions, Cheque book request etc.
Emergency services such as Stop Cheque etc.
Open Account online
Enquire about Bank’s Products such as Loan schemes, Deposit schemes, latest Interest rates, Insurance products etc.
NRI Corner for services offered to NRIs by Bank
Enquire about Bank’s Digital products such as Mobile Banking, Internet Banking, mPassbook etc.
Locate nearest PNB ATM, BNA, Branch etc. or locate bank on Social Media handles
Download various Bank forms, demo videos, user guides etc.
Q.1 I am not a PNB Account holder; can I still use PNB’s Banking Services on WhatsApp?
Ans. Yes, you can use PNB’s Banking Services on WhatsApp even if you are not an existing PNB Account holder but only information based services will be available to you and account related services such as balance enquiry, last 5 transactions etc. will not be accessible. You may still open an account with Punjab National Bank and enjoy all the services.
Q.2: I am an Account holder of PNB but while accessing services like balance enquiry, stop cheque etc.; I am getting response as “we could not find any account related to your mobile number”
Ans. To access services like balance enquiry, stop cheque etc., you need to send message on WhatsApp using the mobile number which is registered with Bank.
Q.3: How can I start chatting with PNB on WhatsApp?
Ans. You can start chatting with PNB on WhatsApp through following modes:
Add 9264092640 to your contacts and then send ‘Hi’, ‘Hello’ etc. to this number on WhatsApp
Click on this link
Scan below QR:
Q.4: Is there any charge for using PNB’s Banking Services on WhatsApp?
Ans. At present, there is no charge for using PNB’s Banking Services on WhatsApp
Q.5 Is chatting over WhatsApp with PNB secure?
Ans. Yes. All the messages on WhatsApp are end to end encrypted hence chatting over WhatsApp with PNB is secure. However, you should read all the terms and conditions before starting the conversation.
Q.6 Can I do financial transactions on PNB’s Banking Services on WhatsApp?
Ans. You can only use those services which are being provided by PNB on WhatsApp.
Q.7 Can I Opt Out from receiving notifications from Bank over WhatsApp?
Ans. Yes, you can Opt out from receiving push notifications by using the “Opt Out” option given in PNB’s Banking Services.
Q.8 I have opted-out for receiving important updates from PNB over WhatsApp, can I Opt-in now?
AnsYes, you can Opt in for receiving push notifications by using the “Opt-in” option given in PNB’s Banking Services.