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Tuesday, April 23, 2024
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Fair practice code
fair practice code for Microfinance Borrowers
Reserve Bank of India vide its Notification No. DoR.FIN.REC.95/03.10.038/2021-22 dated 14.03.2022 issued Master Direction on regulatory framework for microfinance loans.
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fair practice code for depositor
To provide services to the customers as per standards laid down in the Code of Bank`s Commitments to customers of BCSBI
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Fair Practices Code - For Borrowers
Loan application forms in respect of all categories of loans irrespective of the amount of loan sought by the borrower shall include information about the margin requirements, interest rate, fees/charges payable for processing, pre-payment options etc.
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