Advance Against Sovereign Gold Bonds

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i. A person resident of India, being an individual in his capacity as individual or on behalf of minor child, or jointly with another individual.
ii. Trust, HUF, Charitable Institutions and University.

Nature of Facility

i. Demand Loan
ii. Overdraft

Quantum of Finance

Minimum – Rs. 50000/-

Maximum - Rs.10.00 lacs

Margin Individuals – 25%
Other than individuals – 40%
Security Pledge/Lien on Sovereign Gold bond in favour of the bank.

Loans will be available against Sovereign Gold Bonds held in Dematerialised form with the Depository Participant of NSDL only.
Disbursement In case of demand loan, the disbursement of the loan should be by way of credit in the operative account of the borrower with the Bank.

Interest will be charged on annual basis and will be serviced as and when levied.
Repayment Period

Till the date of maturity i.e Maximum 8 years or residual period of the Gold Bond whichever is earlier.

Rate of Interest Click Here
Upfront fee Click Here
Documentation Charges Click Here
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