Cards

Card Type

Rupay Platinum NCMC Contactless Debit Card

Eligibility

Customers who are eligible for RuPay Platinum Debit Card issuance.

Usage

Valid in India and Abroad (Globally Accepted)

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-. Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

( please Click here >>Cards)

Lounge facility*

1 (one) Domestic airport lounge access per calendar year per card and 1 (one) International airport lounge access per calendar year.

The changes in the Debit lounge program are effective from quarter starting 1st April’25

The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.) For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Rs. 250/- (Plus Taxes)

Annual Maintenance Charges (AMC)

Rs. 250/- (Plus Taxes)

Replacement Charges

Rs. 250/- (Plus Taxes)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs , Lounge Access and offers (Amazon & Swiggy) - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Classic Contactless NCMC Debit Card

Eligibility

Individual Saving / Current account Customers who are Visually Impaired and Blind persons.Branches to ensure to update the status of all such customers to ‘BLIND’ in CRM.

Usage

Domestic usage only

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Applicable

Issuance Charges

Primary Debit Card – NIL

Annual Maintenance Charges (AMC)

Rs. 150/- (Plus Taxes)

Replacement Charges

Rs. 150/- (Plus Taxes)

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Exclusive Features for identification

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs, Lounge Access and any other Offers – All these facilities on any Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

The product shall be available in three forms – PVC Keychain, Leather Keychain and Mobile Sticker. It will be a Debit Card at back-end (linked to an account)

Eligibility

Any individual having KYC compliant account with the our bank and is otherwise eligible for Debit Card Issuance (including Savings and Current account holders).

Usage

Domestic usage only

ATM Limit (Cash Withdrawal) per day

Not Applicable

PoS / eCom Limits (Combined) per day

POS Transaction* (Only contactless) + E-Com Transaction – Rs. 60,000 (Combined Limit)
(* up-to Rs. 5,000 Without PIN)

Personal Accidental Insurance Cover*

Not Applicable (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Applicable

Issuance Charges

Leather Keychain:RS 450 + taxes

PVC keychain: RS 400 + taxes

Mobile sticker: RS 400 + taxes

Annual Maintenance Charges (AMC)

Leather Keychain: RS 150 + taxes

PVC keychain: RS 150 + taxes

Mobile sticker: RS 150 + taxes

Replacement Charges

Not Applicable

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

PIN generation and re-generation

Through Green PIN process

Activation and Channel enablement

Activation and enablement of contactless /E-com transactions will be available through PNBOne, IBS, Branch (DCMS Portal) and IVR

Multiple Issuance

Maximum two wearable (any two of each form factor) per account is allowed (apart from existing physical and Virtual Debit Card). Add-on card facility is not allowed

Reporting loss of card

Wearable can be Hotlisted through PNB One Mobile Banking App, PNB Internet Banking Services, WhatsApp Banking, SMS, PNB Call Center and by visiting the nearest PNB Branch. Use the Back-end Debit card number for Hotisting.

Other features

*Personal Accidental Insurance Programs ,Lounge Access and any other Offers-All these facilities on any Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Classic Contactless NCMC Debit Card

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Domestic usage only

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 150/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Platinum Domestic Contactless NCMC Debit Card

Eligibility

Any PNB Customer (as per account guidelines)

Usage

Domestic Variant – Domestic usage only

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

Lounge facility*

• 1 (one) Domestic airport lounge access per calendar year per card and 1 (one) International airport lounge access per calendar year.

The changes in the Debit lounge program are effective from quarter starting 1st April’25.

The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.)
For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs , Lounge Access and offers (Amazon & Swiggy) - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Platinum International Contactless NCMC Debit Card

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

International Variant - Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-.
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.

Lounge facility*

• 1 (one) Domestic airport lounge access per calendar year per card and 1 (one) International airport lounge access per calendar year.

The changes in the Debit lounge program are effective from quarter starting 1st April’25.

The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.)
For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs , Lounge Access and offers (Amazon & Swiggy) - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Wellness Contactless Debit Card

Eligibility

PNB Customers maintaining QAB Rs. 50,000/- or more

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-.
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder.
For details.

Lounge facility*

• 1 (one) Domestic airport lounge access per calendar quarter per card & 2 (two) International airport lounge access per calendar year.

The changes in the Debit lounge program are effective from quarter starting 1st April’25.

For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 500/-

Add-On Debit Card - Rs. 500/-

Annual Maintenance Charges (AMC)

Rs. 750/-

Replacement Charges

Rs. 500/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs , Lounge Access and offers - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Platinum and Contactless

Eligibility

PNB Customer - Women Individual

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 2,00,000/-
Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder. For details

Lounge facility*

• 1 (one) Domestic airport lounge access per calendar year per card and 1 (one) International airport lounge access per calendar year.

The changes in the Debit lounge program are effective from quarter starting 1st April’25.

The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.)
For updated lounge list, refer to NPCI RuPay Website

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

Business Platinum International Contactless NCMC Debit Card

Eligibility

The card can be issued in current account under following categories

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Insurance Coverage – Accidental Death & Permanent total disability Upto- Rs 10,00,000/-

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 250/-

Lounge facility

• 1 (one) Domestic airport lounge access per calendar year per card and 1 (one) International airport lounge access per calendar year.

The changes in the Debit lounge program are effective from quarter starting 1st April’25.

The Domestic Lounge Program for RuPay Platinum Debit Card provides lounges access to cardholders in any of the 65+ participating Domestic Airport Lounges or 7+ Domestic Railway Lounges. (Domestic Lounges refers to all the lounges within geographical boundary of India will be considered as domestic lounge.)
For updated lounge list, refer to NPCI RuPay Website

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.

*Personal Accidental Insurance Programs, Lounge Access and Additional Features and Lounge Access - – these are the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Card Type

VISA Classic Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card –NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 150/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

VISA Gold Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

VISA Signature Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – Rs. 500/-

Add-On Debit Card - Rs. 500/-

Annual Maintenance Charges (AMC)

Rs. 750/-

Replacement Charges

Rs. 500/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

Classic Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

Platinum Debit Card (Contactless)

Eligibility

PNB Customers maintaining QAB Rs. 25,000/- or more

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Global complimentary Airport Lounge Access on Active Debit Cards, once per Card per Quarter. For updated lounge list, refer to MasterCard Website

Issuance Charges

Primary Debit Card – 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

For Business concerns

Eligibility

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Complimentary Airport lounge access. Twice (2) per calendar quarter per card on domestic lounges. For upgraded lounge list, refer to MasterCard website.

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 500/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

Card Type

Classic Virtual Debit Card

Eligibility

All eligible PNB customers using PNB One App & Retail Internet Banking Services can apply for Rupay Classic Virtual Debit Card

Usage

Domestic Usage

ATM Limit (Cash Withdrawal) per day

NA

E Com Limit

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available (for any Existing or Freshly issued Debit Cards)

Lounge facility*

Not Available

Issuance Charges

NIL

Annual Maintenance Charges (AMC)

NIL

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Rupay National Common Mobility Card (NCMC)

The RuPay National Common Mobility Card (NCMC) is a contactless payment solution designed to facilitate seamless transactions across transport, retail, and parking. Launched with the vision of “One Nation One Card,” this card aims to integrate multiple payment needs into a single card, promoting convenience and efficiency for users. RuPay NCMC is part of India`s initiative to create a unified and interoperable payment system. Key Features:

Click the following link to know more RuPay Contactless: Attractive Benefits| RuPay
Click for FAQs on Rupay NCMC Debit Cards.