Cards

International


Card Type

Classic Contactless NCMC Debit Card

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Domestic usage only

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 150/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
  • Not allowed
  • Contactless transactions
  • -Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Works in offline (NCMC) mode at enabled merchants / operators wherever the functionality is live like DMRC, etc.

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Signature Card


Card Type

Platinum Domestic Contactless NCMC Debit Card

Eligibility

Any PNB Customer (as per account guidelines)

Usage

Platinum Domestic Contactless NCMC Debit Card

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Rs. 2,00,000/- available for active Debit Cards. For details,

(Click here >>Cards)

Lounge facility*

Complimentary Airport lounge access, twice per quarter on domestic lounges. For updated lounge list, refer to NPCI (RuPay) Website.

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • Contactless transactions
  • - Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
  • – Not allowed.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers, refer to NPCI (RuPay) Website

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Signature Card


Card Type

Platinum International Contactless NCMC Debit Card

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

International Variant - Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 2,00,000/-

Personal Accidental Insurance Cover*

Rs. 2,00,000/- available for active Debit Cards. For details,

(Click here >>Cards)

Lounge facility*

Complimentary Airport lounge access, twice per quarter on domestic lounges. For updated lounge list, refer to NPCI (RuPay) Website.

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
  • - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
  • - Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
  • Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers, refer to NPCI (RuPay) Website

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

International


Card Type

Wellness Contactless Debit Card

Eligibility

PNB Customers maintaining QAB Rs. 50,000/- or more

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Rs. 10,00,000/- available for active Debit Cards. For details,

(Click here >>Cards)

Lounge facility*

Complimentary Airport lounge access, twice per quarter on domestic lounges. For updated lounge list, refer to NPCI (RuPay) Website.

Issuance Charges

Primary Debit Card – Rs. 500/-

Add-On Debit Card - Rs. 500/-

Annual Maintenance Charges (AMC)

Rs. 750/-

Replacement Charges

Rs. 500/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
  • - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
  • -Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers like Spa, Medical Health Check-up, Golf Program, OTT, etc., refer to NPCI (RuPay) Website. The Debit Card holder will have to visit the Website for registration process (one time) and thereafter can claim the same after login.

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

International


Card Type

Platinum and Contactless

Eligibility

PNB Customer - Women Individual

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Rs. 2,00,000/- available for active Debit Cards. For details,

(Click here >>Cards)

Lounge facility*

Complimentary Airport lounge access, twice per quarter on domestic lounges. For updated lounge list, refer to NPCI (RuPay) Website.

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • Contactless transactions
  • -Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
  • Works in offline (NCMC) mode at enabled merchants/operators wherever the functionality is live like DMRC, etc.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers like Spa, Medical Health Check-up, Golf Program, OTT, etc., refer to NPCI (RuPay) Website. The Debit Card holder will have to visit the Website for registration process (one time) and thereafter can claim the same after login.

*Personal Accidental Insurance Programs and Lounge Access - Both the facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

Signature Card


Card Type

VISA Classic Debit Card (Contactless)

Eligibility

Any PNB Customer (as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card –NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 150/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
  • - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
  • - Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
  • – Not allowed.
  • Regular Discount offers provided by VISA from time-to-time. For latest offers, refer to VISA Website.
  • Accepted at millions of locations worldwide, the VISA Classic debit card can be used not only to withdraw cash from ATMs but also to pay for purchases at merchant establishments
International


Card Type

VISA Gold Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
  • - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
  • -Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
  • – Not allowed
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers like Spa, Medical Health Check-up, Golf Program, OTT, etc., refer to NPCI (RuPay) Website. The Debit Card holder will have to visit the Website for registration process (one time) and thereafter can claim the same after login.
  • Toll free access to VISA’s GCAS (Global Customer Assistance Services) 24 hours a day, 7 days a week related to Travel assistance, medical and legal referral and assistance.
Signature Card


Card Type

VISA Signature Debit Card (Contactless)

Eligibility

Any PNB Customer (as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Complimentary Airport lounge access, twice per quarter on domestic lounges. For updated lounge list, refer to NPCI (RuPay) Website.

Issuance Charges

Primary Debit Card – Rs. 500/-

Add-On Debit Card - Rs. 500/-

Annual Maintenance Charges (AMC)

Rs. 750/-

Replacement Charges

Rs. 500/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
  • - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
  • - Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
  • – Not allowed.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers like Spa, Medical Health Check-up, Golf Program, OTT, etc., refer to NPCI (RuPay) Website. The Debit Card holder will have to visit the Website for registration process (one time) and thereafter can claim the same after login.
  • VISA Concierge services: a 24/7 service for travel research and reservations, to book tickets to a show or to buy gifts for loved ones.
International


Card Type

Classic Debit Card (Contactless)

Eligibility

Any PNB Customer (~as per account guidelines)

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 25,000/-

PoS / eCom Limits (Combined) per day

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Not Available

Issuance Charges

Primary Debit Card – NIL

Add-On Debit Card - Rs. 150/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 150/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
  • - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
  • -Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
  • Not allowed.
  • Regular Discount offers provided by MasterCard from time-to-time to MasterCard Website.
International


Card Type

Platinum Debit Card (Contactless)

Eligibility

PNB Customers maintaining QAB ? 25,000/- or more

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,00,000/-

PoS / eCom Limits (Combined) per day

Rs. 3,00,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Global complimentary Airport Lounge Access on Active Debit Cards, once per Card per Quarter. For updated lounge list, refer to MasterCard Website

Issuance Charges

Primary Debit Card – 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 250/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
  • - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
  • -Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
  • Not allowed.
  • Regular Discount offers provided by MasterCard from time-to-time to MasterCard Website.
Signature Card


Card Type

For Business concerns

Eligibility

Corporate clients even to those who are not listed in any of the stock exchanges.

Authorized person holding mandate from the company to make transactions in the said account through ATM/ PoS/ e-Comm and that mandate must be incorporated in the resolution of the company. Further, the authorized person must also be the authorized signatory of the respective account.

Sole proprietorship, Partnership concerns including LLPs) and Public/ Private limited company

Debit card is to be attached with the current account of the company

Usage

Global (Domestic & International) usage allowed

ATM Limit (Cash Withdrawal) per day

Rs. 1,50,000/-

PoS / eCom Limits (Combined) per day

Rs. 5,00,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Global complimentary Airport Lounge Access on Active Debit Cards, once per Card per Quarter. For updated lounge list, refer to MasterCard Website.

Issuance Charges

Primary Debit Card – Rs. 250/-

Add-On Debit Card - Rs. 250/-

Annual Maintenance Charges (AMC)

Rs. 500/-

Replacement Charges

Rs. 250/-

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Other features

  • Personalised Debit Card.
  • Can be used at all POS terminals, E Com Websites / Apps and ATMs across India.
  • International Acceptance
  • - Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted).
  • Contactless transactions
  • - Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit.
  • Offline mode
  • – Not allowed.
  • Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers like Spa, Medical Health Check-up, Golf Program, OTT, etc., refer to NPCI (RuPay) Website. The Debit Card holder will have to visit the Website for registration process (one time) and thereafter can claim the same after login.
  • VISA Concierge services: a 24/7 service for travel research and reservations, to book tickets to a show or to buy gifts for loved ones.


Card Type

Classic Virtual Debit Card

Eligibility

All eligible PNB customers using PNB One App & Retail Internet Banking Services can apply for Rupay Classic Virtual Debit Card

Usage

Domestic usage

ATM Limit (Cash Withdrawal) and PoS Limit per day

NA

E Com Limit

Rs. 60,000/-

Personal Accidental Insurance Cover*

Not Available

Lounge facility*

Not Available

Issuance Charges

NIL

Annual Maintenance Charges (AMC)

NIL

Annual Maintenance Charges (AMC)

NIL

Validity Period

7 Years (Expiry is encountered on last day of the Debit Card expiry month)

Listen