MoU with Army Group Insurance Fund

MoU with Army Group Insurance Fund for extending Housing Loan to the members of AGIF
Scheme Salient Features
  • Housing Loan under PMAY - Primary Loan by PNB & Top-up Loan by AGIF
  • It will help the members of AGIF in getting the benefit of subsidy available under PMAY.
  • Loan Amount.
    • EWS & LIG- Rs. 6,00,000/-
    • MIG-I- Rs. 9,00,000/-
    • MIG –II- Rs. 12,00,000/-
  • Rate of Interest - As applicable under Housing Loan for PNB Pride (Click Here)
  • Primary Loan by AGIF & Top-up Loan by PNB.
  • Top up Loan up to Rs. 20 lakh.
  • Rate of Interest - As applicable under Housing Loan for PNB Pride (Click Here)
  • As per existing policy, AGIF provides House Building Advance to its members only while in active Army Service which is repayable by the date of superannuation. Members who avail a loan or desire to avail a loan later in service are sanctioned lesser amount of loan because of the reduced tenor which invariably increases the EMIs and surpasses the individual’s monthly repaying capacity.
  • AGIF will grant the loan to the members for 20 years period. The balance outstanding of the remaining tenor of the loan would be taken over by PNB.
  • Rate of Interest - As applicable at the time of takeover.

Note : Full waiver of Processing & Documentation charges for all the schemes.

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