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Target Customers
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Tier 3 to Tier 6 cities/ North east states and Jammu & Kashmir
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Tier 1 & Tier 2 cities
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Eligibility
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Resident Individual
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Sole Proprietorship Firms
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Hindu Undivided Family (HUF)
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Partnership Firms and Limited Liability Partnerships (LLPs)
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Private and Public Limited Companies and One Person Companies (OPCs)
All other entities eligible to open Current Account
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Minimum Quarterly average Balance
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Rural-Rs.1000/-,
Semi-Urban-Rs.2000/- & Urban & Metro-Rs.5000/-
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Rs.100,000/-
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Charges for Non- Maintenance of QAB
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As prescribed by Bank from time to time
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Non maintenance QAB
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Freebies will be withdrawn
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ATM cum Debit card:- To be issued to Individual
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As per the eligibility.
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RuPay International Platinum Debit Card*.
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Daily Max Transaction limit ATM for cash withdrawal limit- Rs.50,000/- & Rs.1,25,000/- at POS/ ecommerce(combined)
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PAI cover-Rs.2 Lakh
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Domestic Airport lounge access and many more.
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Internet Payment Gateway (IPG)
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No Installation charges & Annual Maintenance Charges, presently, subject to change from time to time.
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Bharat QR code
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One Time Installation Charges & Rentals: NIL, subject to change from time to time.
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Fee collection facilities
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Charges applicable as per Banks extant guidelines.
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RTGS/ NEFT/ IMPS
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Free in online Corporate Internet Banking
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Mobile Banking/ Internet Banking
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Free
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Point of Sale facility
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Installation Charges:- NIL
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Monthly Rentals:- Monthly Rentals- NIL subject to Terms and Conditions.
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Merchant Service Fees (MSF) on Debit Card:- NIL.
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MSF on Credit Card & UPI transactions through POS, QR & IPG:- It is based on Differential Pricing, subject to Terms and Conditions.
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Lost Terminal Charges:- Rs.10,000/-.
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De-installation Charges:- Out of pocket expenses (Bank charges) of Rs.3,000/- if de-installed within 12 months of installation.
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Charges on Damage:- Actual cost of terminal+Rs.500/-.
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Installation Charges:- NIL.
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Monthly Rentals:- As per existing guidelines of the Bank, subject to change from time to time.
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MSF on Debit Card/UPI:- As per existing guidelines of the Bank, subject to change from time to time.
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MSF on Credit Card:- It is based on Differential Pricing, subject to Terms and Conditions.
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Lost Terminal Charges:- Rs.10,000/-.
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De-installation Charges:- Out of pocket expenses (Bank charges) of Rs.3,000/- if de-installed within 12 months of installation.
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Charges on Damage:- Actual cost of terminal+Rs.500/-.
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RTGS/ NEFT - Branch
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Charges applicable as per Banks extant guidelines.
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Free 4 No. of NEFT & 2 No. of RTGS per month
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DEMAT AMC
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Free AMC for only one Demat account in the name of Proprietor, for first year only.
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Free AMC for only one Demat account in the name of Proprietor, for first year only.
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DD/ PO Issuance Fee
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Charges applicable as per Banks extant guidelines.
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Free 6 DDs in a year, upto Rs.10,000/- per DD only.
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Cheque book charges
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25 free cheque leaves per Financial Year and above that standard charges are applicable
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50 free cheque leaves per Financial Year and above that standard charges are applicable
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Cash Handling Charges
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Cash Deposit:- Free upto Rs.1,00,000/- per day
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Cash Withdrawal:- Free upto Rs.1,00,000/- per day
Thereafter standard charges applicable
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SMS Alerts Fee
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Charges applicable as per Banks extant guidelines.
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Account Statement through email
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Free
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Bulk Upload (Intrabank & NEFT)
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Free
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Credit Card
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Available
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Car loan documentation charges/Processing Fees**
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25% waiver in fees in case of Car Loan are in the name of Proprietor, any partner or director of the Company.
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50% waiver in fees in case of Car Loan are in the name of Proprietor, any partner or director of the Company.
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